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Checkpoint One
-Post-dated Check Loans and Car Title Loans-
Making loans in Utah for over 33 years.
Checkpoint One- Corporate
Headquarters
324 N Main
Tooele, UT 84074
ph: 435-882-5560
alt: 435-833-9376
Headquarters
324 N Main
Tooele, UT 84074
ph: 435-882-5560
alt: 435-833-9376
Customer Notice:
financial solution. Customers with credit
financial solution. Customers with credit
difficulties should seek credit
counseling.difficulties should seek credit
counseling.
financial solution. Customers with credit
financial solution. Customers with credit
difficulties should seek credit
counseling.difficulties should seek credit
counseling.
Frequently Asked Questions
I currently have a postdated check loan with you, can I get another?
Yes. Checkpoint One has no limit on the number of loans that you can have out at one time. When
you open an account with us, we will give you a maximum dollar amount you can borrow up to. You
can make as many loans at one time as you choose as long as the total loan amounts do not
exceed that maximum amount.
you open an account with us, we will give you a maximum dollar amount you can borrow up to. You
can make as many loans at one time as you choose as long as the total loan amounts do not
exceed that maximum amount.
If I make a loan with Checkpoint One and pay it off early, will I be charged less?
Yes. Checkpoint One only charges for the number of days you use on a loan. Even if you use 2
days of a 30 day loan, you will only be charged for 2 days at the same rate the loan was written for.
days of a 30 day loan, you will only be charged for 2 days at the same rate the loan was written for.
Can I have a postdated check loan and a title loan out at the same time?
Yes. You can have both check and title loans out at the same time, however you will be limited to
a maximum loan amount of 50% of your gross monthly income between both loans.
a maximum loan amount of 50% of your gross monthly income between both loans.
Can I pay to extend my postdated check with a check?
Yes. Checkpoint One does allow you to pay an extension fee for a check loan with a personal
check (we do require cash, money order or cashiers check when paying a loan off).
check (we do require cash, money order or cashiers check when paying a loan off).
What if I take out a postdated check loan and then change my mind?
If you make a postdated check loan with us and have second thoughts, you may rescind the loan at
no charge to you by 5:00 PM the following day.
no charge to you by 5:00 PM the following day.
My account was set up in your Vernal office. If I am in St. George and need a loan, will I be able to
make a loan in your St. George office?
make a loan in your St. George office?
Yes. Once you have set up an account with one of our offices, you can make a loan in any of our
locations. You will however need to inform the office where you wish to make the loan where our
account was established before they can make you a loan.
locations. You will however need to inform the office where you wish to make the loan where our
account was established before they can make you a loan.
My loan comes due before my payday. Can you hold my check a few extra days till I get paid?
Yes. If you ever need a few extra days to come in to pay for your check or hold off depositing it, that
can be done with a simple request by phone from you. How many days we can allow for free will be
determined by the length of your loan.
can be done with a simple request by phone from you. How many days we can allow for free will be
determined by the length of your loan.
What do I need to get a postdated check loan from Checkpoint One?
In order to get a postdated check loan, you will need to have a full time job (at least 30 hours per
week) or source of income (retirement, social security, etc.) and have an active checking account
on a local bank. If you have both of those you will need to provide a current pay stub, a current bank
statement and positive ID. If you wish, you may call any of our offices and we can ask you a few
questions and generally tell you over the phone if you'll be qualified to make a loan with us and
how much you will be able to borrow.
week) or source of income (retirement, social security, etc.) and have an active checking account
on a local bank. If you have both of those you will need to provide a current pay stub, a current bank
statement and positive ID. If you wish, you may call any of our offices and we can ask you a few
questions and generally tell you over the phone if you'll be qualified to make a loan with us and
how much you will be able to borrow.
Do I need a checking account to make a postdated check loan with Checkpoint One?
Yes, you do.
I have run out of checks, is there any way you can let me make a postdated check loan?
Yes. We will accept a counter check from your bank to write your loan on as long as your account
number is printed on the bottom of the check.
number is printed on the bottom of the check.
Do you make loans on vehicles older than 10 years old?
Yes. Checkpoint One does not have a cut off date for loaning on vehicles. The condition of your
vehicle and its mileage will almost always be the deciding factor of how much we will be able to
loan against it.
vehicle and its mileage will almost always be the deciding factor of how much we will be able to
loan against it.